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SUITE 2700
New York, NY 10170
Toll Free: 800.964.4454
Phone: 212.697.1010
Fax: 212.986.2822


Point O'Woods Association Homeowners Insurance Program

The Point O'Woods Homeowners Insurance program includes:

  • all risk � coverage for home and personal property
  • Option for Excess Flood coverage to protect the full replacement value of your home
  • Partnership with a home appraisal service to establish your home's replacement value.

Program Overview

The program protects homes from being damaged by the perils associated with coastal living � floods, windstorm, fires, vandalism, etc.

Provided by Underwriters at Lloyd's London most experienced high value homeowners market.

Primary Coverages
Dwelling & Contents

Excess Flood (excess of the Federal Flood Program), replacement or �actual cash value�

$2,500 for all property losses except Wind/Hail (hurricane) loss. There is a separate Wind/Hail Deductible of 3% of the Dwelling value. Higher deductibles are available.

What is insured

Coverage for your home
Reminder: Do not under-insure! Determine your home's replacement cost using current labor and material costs!

Personal Property Coverage
Reminder: Certain types of personal property such as jewelry, silverware, and fine art have special limits of liability as to how much will be covered. These kinds of property can be fully covered if you tell us about them.

Additional living expenses and rental costs
In event of a covered loss, the cost to rent another home for the season or the loss of rental income can be insured.

Personal liability
Generally, personal liability is provided by the policy which covers your principal residence. However, it is available as an option.

Online application
Download application

To learn more
This program is offered exclusively from John Buttine Inc. For more information, please contact Jack Buttine at:

Jack M. Buttine
John Buttine Inc.
New York, NY  10170
Tel: 800.964.4454, ext 21
Fax: 212.986.2822
Mobile: 516.381.7305
Email: jmb@...

***This program is offered exclusively by John Buttine Inc.

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