Employee Benefits

One size never fits all when you are buying or reviewing your Group and Employee Benefit programs. We have the experience and reach into the market to deliver cost effective and �current generation� solutions to your employee benefit problems.

Life and Accidental Death & Dismemberment (AD&D)

A basic feature in all employee benefit programs. There are many benefit formulas and payment strategies. We can guide you.

Long Term Disability (LTD)

This is one of the greatest forms of �sleep insurance� available. LTD provides protection to your employees' most valuable asset � their ability to earn a living. LTD is valuable to employees of all ages. We can offer programs that provide a tax-free benefit to your employees at �no cost� to you.

Medical

One of the most expensive and most important expenses in any organizations. While there are many medical companies, we will guide you to select the �one best� plan design and insurance company for your needs.

Dental

One of the most valued employee benefits. Everyone goes to the dentist. There are many options ranging from traditional indemnity plans where your employees can go to any dentist to low-cost options where a network of dentists offer low-cost or discounted services.

Voluntary Insurance Benefits Programs

Available from providers such as AFLAC, MetLife, and other top tier insurers. These are increasingly popular ways to supplement your Group Insurance benefits on an employee-paid basis. Insurance covers supplementary life, medical, dental and short-term disability. Usually payment is made directly to the insurer on a pre-tax basis and on a monthly basis. Cost is low and appreciation by your employees can be high! You may find your payroll and other taxes will be reduced by the pre-tax premium methods available.

For more information contact:

John Buttine Inc.
420 LEXINGTON AVE, SUITE 2700
New York, NY  10170
Tel: 212 697 1010
Tel: 800 964 4454
Fax: 212 986 2822
Email: buttine@...